Enterprise structure –> Definitions –> Financial Accounting –> Define credit control area OB45
We can set up risk category and credit limit for the credit control area manually.
Important tab is update , we usually select 12. It shows how the credit limit gets calculated.
One important thing is SAP system creates credit master record itself whenever we create customer master data. In order for SAP system to create automatic credit master record, we need to give at least one option in default data for automatically creating new customers.
Three options are: Risk category, Credit limit & Representative group.